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Sharon and Col's

Wandering Western Mass

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Tag: Personal finance

Posted onJuly 13, 2026Finance

A Thought on Coast FIRE – Creating Your Own Raise

As the announcement of our annual Cost of Living Adjustment (COLA) approaches, I’ve found myself thinking through the possible outcomes. It’ll likely land somewhere between…

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Posted onJuly 3, 2026General

Why I Took a $20,000 Pay Cut

On the financial independence track, where does happiness come in? When should we slow our portfolio growth to focus on lifestyle? I don’t think there…

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Posted onJuly 1, 2026Hikes

Our Financial Process

As we graduated and entered the workforce, a recurring piece of advice we received from friends and family was to budget. The version they were…

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Posted onJune 30, 2026Finance

Maybe It’s Not The Latte

The latte factor is the idea that if you spend 5 dollars every day on a drive-through coffee, you are losing around 150 dollars a…

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Posted onOctober 5, 2022Finance

Net Worth October 2022

As of October 5th, 2022. My net worth is -6694. A 9124 increase since I last posted an update in July.  This is how it…

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