Financial independence – Sharon and Col's

Our Financial Process

Posted on July 1, 2026 by sharonandcols

As we graduated and entered the workforce, a recurring piece of advice we received from friends and family was to budget. The version they were imagining involved setting aside a set amount of money each month into different buckets of expenses. Two hundred dollars for the gas bill, eight hundred dollars for groceries, two hundred […]

Maybe It’s Not The Latte

Posted on June 30, 2026 by sharonandcols

The latte factor is the idea that if you spend 5 dollars every day on a drive-through coffee, you are losing around 150 dollars a month. Therefore, it has become a common piece of financial advice to skip the daily latte. I can’t argue that, for many people, an extra 150 dollars a month could […]