A Thought on Coast FIRE – Creating Your Own Raise

As the announcement of our annual Cost of Living Adjustment (COLA) approaches, I’ve found myself thinking through the possible outcomes. It’ll likely land somewhere between 1% and 3%—already an improvement over last year, when I received 0% as a new hire. Still, with inflation averaging around 4% in recent years, it’s easy to feel like […]

Why I Took a $20,000 Pay Cut

On the financial independence track, where does happiness come in? When should we slow our portfolio growth to focus on lifestyle? I don’t think there is a prescriptive answer that fits everyone. These questions require us to look at why we want financial independence and examine what we are willing to sacrifice to achieve it, […]

How I paid off my student loans in 2 years (and why!)

I am nearing my 2 year work anniversary and last month I was able to completely pay off my student loans. In total, I graduated with just over 60,000 dollars in student loans in 2021. After a brief stint at a local factory while I awaited my physician assistant licensure to be fully authorized, I […]

Backyard Native Plant Sanctuary- 2023 Spring Updates

Beginning around 2021, Colin and I have invested time and energy into transforming our noisy, western MA suburban yard into a nature sanctuary filled with native plants. In our October 2021 post, we documented the original inspiration for such a project- “Nature’s Best Hope” by Douglas Tallamy, an easy read that opened our eyes to […]

Hello!

Welcome to our blog! We are Sharon and Colin, a couple who really loves the outdoors. If you are interested in hiking beautiful trails, eating great food, or having a hot cup of the best local coffee, you have come to the right place. We’ll be sharing our favorite trails, restaurants, and coffee shops in […]